• Medicare

• Individual and Family

• Small Business

• Dental

• Life Insurance

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• • Medicare Supplement

  • Medicare Advantage

  • Medicare Part D

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  • Comprehensive. Nationwide. Guaranteed for life. 

    Supplements cover most, if not all, of the balance of medical bills after the primary insurer (Medicare) pays their portion.  Using Original Medicare as your primary insurance, Medigap policies offer a nationwide network of providers and the most comprehensive coverage available to most.

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  • One Low Premium. Limited Out-of-Pocket.

    ​Medicare Advantage health plans (such as HMOs and PPOs) are legally required to offer at least the same benefits as Original Medicare and usually include additional coverage, such as routine vision or dental benefits, gym membership programs, and prescription drugs--all at a low monthly premium.

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  • Prescription Drug Coverage

    ​If you have Original Medicare (Part A and Part B), Medicare Part D isn’t automatically included. Instead, you can get this coverage by enrolling in a stand-alone Medicare Prescription Drug Plan that works alongside your Original Medicare benefits.

    Help me Choose

  Looking for our annual Medicare review sheet? Fill it out here!
• • On-Exchange

  • Off-Exchange

  • Short Term Health

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  • Guaranteed Coverage. Income Based Premium Assistance.

    Enrollment is processed through the federal health insurance marketplace or a state based exchange like Pennie and facilitated by our agents. Here you can find the Affordable Care Act (ACA) compatible plans with prices from multiple companies who offer coverage in your area. Going through an exchange, you can qualify for a premium subsidy and cost-sharing reduction to help offset the cost of your policy.

    

    Ask a Pro
  • Private Insurance. Easy Enrollment.

    Going directly to the insurance companies makes enrollment simple! We can look at a variety of options such as a PPO, HMO, HSA, EPO and POS plans. Plans are county specific with prices based on age. While there's no premium subsidy available off-exchange there could be additional plans offered when compared to the federal marketplace. Let's talk about which direction and company are best for you!

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  • Customized Plans. Lower Premiums.

    While these policies are not considered ACA compliant and not recommended for long-term use, it's an excellent option while transitioning from one plan to another. Short Term Health can be as little as 30 days of coverage or up to almost a full year and help give you financial protection against high medical expenses. If you are between jobs or uninsured because the open enrollment is over, these plans could be the perfect fit for you!

    Ask a Pro
• • Groups of 2-99

  • Group Dental

  • Group Disability

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  • Small Group Health Benefits

    Employers that form a health group gain access to special plan pricing--often priced 30% lower then the same plans available to individuals. Additionally, groups have the opportunity to choose from significantly more plan options!

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  • Group Dental

    Group dental is available part of a group health package or as a stand-alone benefit 

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  • Group Disability

    Reach out to us for information on whether income protection for disabled workers is a good fit for your business.

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• • Family and Senior Dental

  • Dental Discount Plans

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  • Dental Insurance

    We offer a wide variety of Dental PPO options such as those high maximum benefits, no waiting period, large networks, and even plans that package extra benefits for vision and hearing services!

    Ask a Pro
  • Dental Discount Plan Membership

    Access to 20%-60% discounted dental services-instantly! No waiting period, no deductible, and no annual maximum all at price much less than most dental insurance.

    Ask a Pro
  • Content Under Construction

    ​Content Under Construction

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• • Term Life

  • Whole Life

  • Final Expense

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  • High Benefit Amounts -- Low Price

    10, 20, 30, or however many years your family needs, you choose! Term life insurance expires past that time, but is a great way to provide a significant benefit to your loved ones and at prices that will fit anyone's budget. 

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  • Accumulate Cash Value on a Policy That Lasts

    These lifelong insurance policies also double as safe investment vehicles. Borrow cash value from your plan whenever you need it, it's your money! Term insurance is right for most families looking for a higher benefit and lower price, but there could a spot in your portfolio for a whole life plan, make sure to ask!

    Ask a Pro
  • Simplified Underwriting​. Never Expires. Just Enough.

    Final Expense is a whole life insurance with a benefit amount usually under $30,000​. Policies are easier to qualify for than other types of life insurance and final wishes don't become a financial burden on your family. Prices are low and remain level throughout your life. 

    Ask a Pro

Clients Love Their Agent!

Since 1997 our family has grown to over 10,000--See what a few had to say!

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The Young's Insurance Difference

Personal Professional Help
​Each family has their own personal agent providing guidance through the years.  No explaining your situation a dozen times to a dozen different people every time you call in, your agent is with you the whole way. 

Real, In-Person, Conversation
Face-to-face assistance is increasingly difficult to find today. We pride ourselves on the local help to those who love see the numbers on something besides a screen.

The Right Plan for You
No one plan is right for everyone. We take the time to evaluate your situation and recommend the best options even if it's a product we don't represent.  You'll always get an unbiased opinion from your agent.

Health Insurance Advocates
Finding the right plan is great, but sometimes issues come up when using the benefits. Your agent is always in your corner! We'll be there to set the situation straight with providers or insurance companies every time.